Tag: Life Expectancy

FEATURE
Getting the Most Out of Your Life Insurance Policy with Rob Haynie (Ep. 56)

Getting the Most Out of Your Life Insurance Policy with Rob Haynie (Ep. 56)

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Many believe that once you no longer need or can afford your life insurance policy, your only option is to let it lapse or surrender it for its cash value. 

But there’s a better way – life settlements!

This week on The Millionaire Next Door, Robert Curtiss sits down with Rob Haynie, the Managing Director of Life Insurance Settlements, Inc., to discuss the concept of life settlements and how they can provide a financial alternative for policyholders. 

Tune in and discover what a life settlement is, the key factors that influence its value, and how it could potentially turn your outdated policy into a blooming financial asset.

Episode talking points include: 

  • The basics of what a life settlement is and how it applies to life insurance policies that are no longer needed or affordable
  • How insurance policies are evaluated and what factors can influence their market value
  • Real-life scenarios where clients benefited from choosing a life settlement over surrendering or lapsing their policies
  • The evolving life settlement market and how new regulations and investor interest are shaping its future
  • And more!

Resources:

Connect with Rob Haynie:

Connect with Robert Curtiss:

About Our Guest:

For over 30 years, Rob Haynie has been a prominent figure in the life settlement industry, currently serving as the Owner and Managing Director of Life Insurance Settlements, Inc., a leading life settlement brokerage. He is also a member of Forbes Councils, a mentor at InsuranceWebX, and frequently speaks at global forums on life settlements.

Rob’s mission is to assist individuals in understanding the value of their existing life insurance policies and to offer them a viable option to sell these policies for cash rather than surrendering or letting them lapse. He has been recognized as one of the 10 Most Influential People in Life Settlements by The Life Settlement Review and by his peers. Additionally, he serves on the board of directors and the public policy council of the Life Insurance Settlement Association, the trade organization for the life settlement industry. His extensive expertise encompasses retirement, financial planning, public speaking, social media networking, and insurance.

FEATURE
Creating A Supportive Long-Term Care Plan with Anthony Ridd (Ep. 17)

Creating A Supportive Long-Term Care Plan with Anthony Ridd (Ep. 17)

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Humans have a longer life expectancy today compared to the last 20 years. 

However, the cost of long-term care and an increase in patients with dementia and Alzheimer’s has changed the way we consider long-term care planning.

In this episode, Anthony Ridd from Crump Life Insurance Services joins Robert Curtiss to explain the role of long-term care planning when it comes to financial planning. Anthony shares how the current life expectancy and a higher consciousness towards mental and physical health play a role in the what, when, where, and how of long-term care.

Rob and Anthony discuss:

  • How to start the conversation around long-term care policies and funding options
  • When is the right time to start planning for long-term care
  • Ways health conditions such as dementia and Alzheimer’s have impacted the way people plan for long-term care
  • Return of premiums and ways they fit within long-term care planning
  • And more!

Resources:

Connect with Anthony Ridd:

Connect with Robert Curtiss:

About Our Guest:

Anthony Ridd is with Crump Insurance Services, a national insurance broker-dealer. His role is to support a select group of financial professionals, including Robert Curtiss and SEIA, in the area of risk management. Robert regularly uses his services and brings him in where appropriate for client conversations as part of his Value Added Support Team (VAST).

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